7 benefits of massage therapy

Today, the popularity of massage therapy is on the rise. A few years ago, it was taken as an alternative approach, but it has become a mainstream approach in the here and now. Therefore, you can find many service providers that provide message therapy. This technique involves the use of practical methods to stimulate circulation, promote relaxation, improve sleep, relieve anxiety, reduce stress, and relieve tension. Let’s take a look at some of the common benefits of massage.

Relaxation

When your body is under stress, you suffer from a variety of problems, including headaches, digestive problems, insomnia, and weight gain. This happens as the body releases more of the stress hormone called cortisol.

With massage, you can lower cortisol levels, which helps your body recover once more. In addition, it triggers relaxation, improves mood and relieves tension.

stress reduction

Massage therapy provides stress relief. Plus, if you get regular sessions, you can enjoy increased energy levels, reduced pain, and stimulated emotion levels.

normal blood pressure

If you have the problem of high blood pressure, you can normalize your blood pressure with regular massage sessions. In fact, it can help you normalize your systolic and diastolic blood pressure.

It is important to note that this therapy can also help you manage your depression, tension, hostility, and anxiety. As a result, your blood pressure stays normal and your chance of having a heart attack or stroke also decreases.

muscle relaxation

The main goal of massage is to attack the source of pain in the body to treat tight muscles, improve flexibility, and relax tight muscles. Additionally, massage also stimulates circulation in injured muscles. This raises the amount of oxygen in the body and you feel relaxed.

better traffic

Massage therapy can provide long-term health benefits in regards to blood circulation. It’s a kind of snowball effect. The reason is that good circulation offers a new supply of oxygen to stiff and tense muscles for faster healing.

Additionally, the therapy also increases circulation through manual pressure as blood travels through congested or damaged areas. As a result, the release of pressure improves blood flow to these areas giving them a new lease of life.

improved posture

Massage therapy can also help you improve your posture. Today, many people suffer from neck, back and muscle pain. But the main cause of pain is bad posture. The fact is that chronic back pain is the number one problem that reduces employee productivity.

Apart from this, regular sessions of this therapy can help you to repair your back. In fact, this is one of the best benefits you can enjoy with this therapy.

stronger immunity

If you experience a lot of stress on a daily basis, chances are you also suffer from a lot of illnesses. Also, if you have stress and weak immunity, your body will have a hard time fighting off bacteria, pathogens, and infection.

According to many studies, regular massages can improve your body’s ability to nourish itself. Plus, it’s a nice addition to any other exercise program you’ve adopted.

So, these are some of the prominent benefits of massage therapy.

Facebook Facts: 42 Interesting Facts About Facebook

42 interesting facts about Facebook

1. Do you know that more than 600,000 Hackers come every day on FB every day?

2. You can change your language on Facebook to “Pirate”.

3. You may not know that you can play on FB Messenger, so you open a conversation on Facebook Messenger and type @fbchess play to start a chess game with a friend.

4. Do you know that whatever status box on FB you write is sent to the Facebook server, whether you send that post or not?

5. Do you know that there is a function in Facebook that will manage FB account even after death?

6. This will laugh at you, in 2014, a burglar in Minnesota went to the house to rob and forgot to log out of his FB account on that house’s PC and got caught.

7. The Facebook “Like” button used to be the “Awesome” button. Fountain

8. FB loses almost $25,000 for every minute it’s down. Fountain

9. In 2005, MySpace was in talks to buy FB, but rejected Mark Zuckerberg’s asking price of US$75 million as too expensive.

10. Do not know this fact that it is estimated that FB alone will spend more than 30 million dollars on its hosting.

11. Did you know that the first face on FB was “Al Pacino”?

12. FB founder Mark Zuckerberg donated $1 billion to charity in 2013, making him the largest charitable donor in the US.

13. When Zuckerberg created FB in 2004, he bragged that people trusted his site with personal information. “Damn fools,” he called them.

14. The weeks leading up to Christmas are the most popular time for couples to break up, according to data analyzed by FB.

15. There are about 30 million deaths on Facebook.

16. Do you know that Facebook has 8.7% of users or Fake accounts?

Facebook has 8.7% of users or Fake accounts

17. Do you know how many new “likes” are made on Facebook every minute? G. 1.8 million new “likes” are made.

New daily likes

18. You must be surprised to learn that in 2011, most of the words on divorce were on Facebook.

19. In China, Facebook, Twitter and The New York Times were blocked in 2009. Source

blocked in 2009

20. Those who have a smartphone, open more than 14 times a day in one day.

21. Facebook earns an average of $5.85 for every US user. Fountain

22. It may surprise you to learn that in Britain, a woman was sentenced to 20 months in prison for creating fake Facebook profiles to send abusive messages to herself.

23. Facebook users average 3.74 degrees of separation.

24. Facebook tracks which site you visit, even AFTER you’ve logged out.

25. The average US Facebook user spends 40 minutes a day on the site.

26. Do you know why the color of Facebook is blue because Mark Zuckerberg did not see the colors red and green and he also said so in an interview?

27. In 2006, a man had hacked into Facebook and got a job because his name was Chris Putnam.

28. In Iceland, Facebook was used more and they used it to write their constitution. They were legally known by the opinion of the people.

29. Steve Chen is the same person who invented YouTube and Steve Chen used to downsize Facebook before and he quit his job at Facebook and started his own company.

30. You can’t block Mark Zuckerberg on Facebook.

31. A Western University study shows that 88 percent of Facebook users “scare” their exes.

32. Facebook was created to make empty text programs, but not to share photos, Sean Parker told Mark Zuckerberg to share photos.

33. Do you know that Facebook Direct can’t call Google because Microsoft invested heavily in Facebook? If they had to do some contract or work or some transaction, then they would contact Microsoft first, then Google.

34. The name of Facebook was not Facebook, it was Facebook, and it was created by Mark Zuckerberg as a university project.

35. Did you know Burger was a company owned by a person who said if you unprotected your friend on your Facebook then you got a free burger?

36. A Google programmer won Facebook’s first annual Hacker Cup coding challenge. He showed up at Facebook headquarters to collect the award from him wearing his Google employee badge.

37. Mark Zuckerberg receives a salary of US$1 as CEO of Facebook.

38. Facebook offers 4 months of vacation to the worker in the company but if they become parents.

39. It should surprise you to know that one gram of DNA in our body can store all the data on Facebook and Google.

40. FB co-founder Eduardo Saverin renounced his US citizenship to avoid paying $700 million in taxes.

41. FB runs on 61 million lines of code. That’s more than twice the amount needed for an F-35 fighter jet.

42. A ten-year-old boy gets a $10,000 reward for finding an Instagram bug.

Free Tattoo Removal Centers in Phoenix AZ

The demand for free tattoo removal services in Phoenix AZ is on the rise. With tattoos becoming more innovative over time, there has been an increase in innovation and the tools used to permanently remove ink. In Phoenix, tattoo removal facilities and clinics use a variety of methods, some low-tech, like creams, and some high-tech, like lasers. High-tech centers can be expensive, and an alternative is to look for centers that offer free tattoo removal. If you are looking for a place to easily and permanently remove your tattoo, you can look at the following locations:

low hill

Arcadia

Sailboat

south west

scottsdale

phoenix hill

south phoenix

valley subway

Many of those who have tattoos more or less want to keep them for sentimental reasons. But many others want to erase their ink for one reason or another. One reason could be that the message portrayed in the tattoo is no longer useful, or that the person simply wants to get an administrative job and has a tattoo that they think might hinder their chances.

There are many different types of tattoos, which means there will naturally be a variety of means to remove them. As we mentioned above, this can be expensive, especially if one is unemployed. Because there are different types of tattoos, it stands to reason that there are different methods of removing tattoos. There are places that offer free services when it comes to permanent tattoo removal, but these are usually organizations that offer community services. If you have insurance, you can also talk to your dermatologist to see if tattoo removal is covered by your insurance.

In Phoenix, there are dermatologists who are also experts in tattoo removal. This is a recommended way to erase ink because they also offer clinical advice and treatment. In some severe cases, surgery may be required, further reinforcing the need for a skin specialist.

Most Phoenix tattoo removal experts charge a fee to remove the tattoo mark, but as we mentioned earlier, there are some who can do it for free, but you have to diligently search to find places that offer free services. Typically, they can be non-profit organizations that do community outreach projects, especially in low-income areas.

Lincoln MKZ offers style and essence

The 2012 MKZ Hybrid is a midsize sedan produced by Lincoln with a starting price of around $34,000. One of its most distinctive features is its prominent and imposing silver grille. Smooth lines and sharp edges provide a sleek and elegant design. The interior is reminiscent of the Ford Fusion Hybrid but with a more luxurious feel. One of the best features of the MKZ is that it is priced the same as its non-hybrid counterpart, which means that consumers can opt for the hybrid version at no additional cost (as is often the case).

More Americans are considering alternatives to gasoline vehicles due to high gas prices and that’s where the MKZ comes into play. It stands out from the rest of its competitors by providing a touch of luxury with an efficient powertrain. The 4-door MKZ is equipped with a 2.5-liter engine that works in tandem with an electric motor for a total of 136 lb-ft of torque and 191 horsepower. Gas mileage is 41 mpg in the city and 36 mpg on the highway. The transitions between the use of electricity and gas are seamless. The driving experience is engaging and sportier than you’d expect from a typical hybrid vehicle. Smart Gauge is in place; a computer system that trains drivers to drive more efficiently. An LCD screen displays flowers that bloom based on how efficiently the car is driven.

Since Lincoln is aimed at a luxury market, consumers can expect to find a great selection of services and amenities. The interior is well insulated and decorated with real wood and chrome accents. The touchscreen allows the driver to adjust the audio system, climate controls and make hands-free calls via Bluetooth. Optional features include a high-tech navigation system that uses voice commands.

Let’s take a look inside the MKZ hybrid. The cabin is spacious with enough room to accommodate five adults. The seats are upholstered in leather, while the front seats have climate control for optimal comfort. Cargo space is 11.8 cubic feet, slightly smaller than average due to the fact that the battery is stored in the trunk.

Lincoln engineers have included a great selection of safety features including airbags, child locks, traction control, ESC and 4-wheel disc brakes. The MKZ received four stars in side crash and rollover tests conducted by the National Highway Traffic Safety Administration. In addition, the MKZ also scores highly on the reliability meter with a score of 5.0 out of 5 from JD Power and Associates. Buyers also get peace of mind with a standard 50,000/4-year limited warranty.

Aren’t inkjet printers obsolete?

For quite some time now, printer users have started opting for laser printers at home. There was a notion that laser printers were only affordable in the office, but since their price dropped, people began to think that switching from home inkjet printers to laser or multifunction printers was the right thing to do. That’s not really true when it comes to photography. While laser printers can give you a lot of speed per page per minute, it’s inkjet printers that give you quality.

Printing great photos after a vacation is much easier and offers better results with an inkjet than with a laser. A laser printer can lower your cost per page with fewer cartridge refills/replacement needs, quieter operation, and better text quality, but it’s inkjets that still hold their own in a number of ways. For example:

– Inkjet printers are surely cheaper than laser printers. You can still get some really great inkjet printers in the under $200 category.
– A color inkjet can print on all types of media, including t-shirts, transparencies, gift wrap, granulated paper, photo paper and printable event discs.
– Color inkjet printers are smaller than laser or multifunction printers.
– You also have options for larger paper sizes with an inkjet.
– Some inkjet printers even use more than the four basic CMYK color printing formulas to give you better photo quality. Photo professionals still tend to prefer inkjet printers.
– Most inkjet printers are designed to print from digital cameras and memory cards.

So if you’re really into photography and have the funds, check out the Xerox Phaser 8860 Solid Ink Color Printers. Stunning color photos for the same low cost as black and white prints, this machine is easy. to use, reliable and excellent for high volume printing demands. It costs a little higher, though at about $2,717.

Photography aside, you may want to print greeting cards, either as part of your home office or as a print job for a family festival. For such needs, something like Zebra’s P310i is a pretty suitable option. Priced at $2,098, it’s a single-sided card printer that makes color output very cost-effective. It uses RFID technology, automatic driver configuration and intelligent color optimization.

Or, from the HP stables, you can try the HP Designjet 800. It offers 1200 dpi output with paper size options from the standard 8.3 to 42 inches. wide sheets to 42 inch rolls! Allows for a maximum print length of 150 feet! The types of media you can print on include inkjet paper, vellum, clear or matte film, coated paper, all types of glossy paper, Tyvek banners, satin poster paper, studio canvas, and even adhesive vinyl that colorfast It costs about $1,710 approx.

You can also buy a great inkjet for under $100. There’s the $57 HP Deskjet D2660 printer. With its monochrome print speed of 28 ppm and a maximum print resolution of 4800 x 1200 dpi, you can save ink and paper with this simple inkjet. Plus, there’s the sub-$80 Epson WorkForce 30 inkjet printer that prints documents with equivalent-quality laser printing. It is ideal for the home office and for a budget conscious customer.

Options Trading Strategies – Book Review – Guy Cohen, The Bible of Options Strategies

Most of the trading literature on option strategies tends to lean towards mathematical formulas to define the construction of a spread. Guy Cohen has chosen to use pictorial logic, even with the unique Greeks in a particular strategy, to join the legs of a sheet with diagrams.

Diagrams that connect together are a much more intuitive way to learn for those less inclined to number formulas. Still, the logic of mathematics remains solid and intact.

The layout of the book makes it easy to navigate through the text. In addition to the strategies listed by chapter and page, there is a reference to the main strategy category with subcategories, which are:

  • Competition: Beginner, Intermediate, Advanced and Expert Trader.
  • Direction: Bullish, Bearish and Neutral Direction.
  • Volatility: High Volatility and Low Volatility.
  • Risk/Reward: Limited Risk, Unlimited Risk, Limited Reward, and Unlimited Reward.
  • Type: Income and Capital Gain.

Guy Cohen has extensive experience in the US and UK equity and derivatives markets. He specializes in trading and analysis applications ranging from real estate to derivatives and has developed comprehensive business, trading and training models, all expressly designed for maximum ease of use.

There are proper reader reviews on Amazon and Google Book Search, to help you decide if you’ll get the book. For those who have just started or are about to read the book, I have summarized the basics in the larger, essential chapters to help you read them faster.

The number to the right of the chapter title is the number of pages contained in that chapter. It is not the page number. The percentages represent how much each chapter makes up out of the 302 total pages, excluding appendices.

1. The four basic option strategies. 20, 6.62%. 2. Income strategies. 68, 22.52%. 3. Vertical spreads. 30, 9.93%. 4. Strategies of volatility. 56, 18.54%. 5. Lateral strategies. 44, 14.57%. 6. Leveraged strategies. 20, 6.62%. 7. Synthetic Strategies. 54, 17.88%. 8. Taxation of Stock and Options Traders. 10, 3.31%.

Focus on chapters 2, 4, 5, and 7, which make up about 74% of the book. These chapters are relevant for practical business purposes. These are the key points of these focus chapters, which I am summarizing from the perspective of a retail options trader.

Chapter 2: Income Strategies. These strategies build spreads where part of the spread sells Theta as a premium on a shorter time frame (typically 30-45 days) to raise income. In its entirety, the strategy may result in a Net Debit or Net Credit spread. There are 13 types of spreads in this category: Covered Call, Short (Naked) Put, Bull Put Spread, Bear Call Spread, Long Iron Butterfly, Long Iron Condor, Covered Short Straddle, Covered Short Strangle, Calendar Call, Diagonal Call, Calendar Put , Diagonal Put and Covered Put (also known as Married Put).

Chapter 4: Strategies for volatility. These strategies use spreads that are indifferent to price direction, as long as the price shoots out of range. For a given price explosion, the volatility of the spread should increase for a Net Debit spread and decrease for a Net Credit spread. There are 11 spread types defined in this category: Straddle, Strangle, Strip, Strap, Guts, Short Call Butterfly, Short Put Butterfly, Short Call Condor, Short Put Condor, Short Iron Butterfly and Short Iron Condor.

Chapter 5: Lateral strategies. These strategies involve non-directional spreads, which require the price to move within a limited range. As the price remains within the range, the volatility of the spread should increase for a Net Debit spread and decrease for a Net Credit spread. There are 11 types of spreads in this category: Short Straddle, Short Strangle, Short Guts, Long Call Butterfly, Long Put Butterfly, Long Call Condor, Long Put Condor, Modified Call Butterfly, Modified Put Butterfly, Long Iron Butterfly and Long Iron Condor.

Chapter 7: Synthetic Strategies. Synthetic strategies mimic the risk profile of a stock, futures or other options position by combining calls, puts with or without shares. Typically, though, most synthetic positions are either long or short stocks. If you have a 401K or employee stock purchase plan that is a long stock, then it may make sense to consider synthetic strategies, since you already have a long Delta. There is unlimited risk for some synthetic spreads, regardless of whether the strategy involves stocks or not. There are disadvantages to using synthetics. 12 types of spread are defined in this category: Collar, Synthetic Call, Synthetic Put, Long Call Synthetic Straddle, Long Put Synthetic Straddle, Short Call Synthetic Straddle, Short Put Synthetic Straddle, Long Synthetic Future, Short Synthetic Future, Long Combo, Combo short and long box.

From a retail options trader’s point of view, I prefer to set positions without the use of stocks. The synthetic use of shares in a position makes each trade more capital intensive than necessary. Especially, if your trading account is below USD $50,000. The use of equities in the setup of these positions adds no material merit in risk control and there is no additional monetary benefit in tying up available trading capital in a synthetic equities-dependent position that could otherwise be achieved without the use of equities . As an options trader, you want to have as little equity participation as possible in the first place, apart from setting up the required option position around the underlying product, which can be substituted with a cash-settled index instead of a stock. Liquidated index.

From a total of 56 strategies covered in the book, I have narrowed the list down to 35 risk-limited types that do not need to include stocks as part of their original construction. Limited Risk means that there is a cap on the maximum loss – “Cap Risk” is the term used in the book. This should always be the starting point of any strategy you decide to build. Don’t just look at the unlimited profit (uncapped reward) side of the strategy without realizing that there is an unlimited loss (uncapped risk) side to the same strategy.

Limited risk spreads with “unlimited” reward and its directional perspective.

1. Long call. Bullish.
2. Long position. Bearish.
3. Put the retroactive relationship. Bearish; reverse bullish.
4. Reverse propagation of the calling relationship. Bullish; reverse bearish.
5. Astride. Indifferent/ – Neutral.
6. Strangle. Indifferent/ – Neutral. 7. Pull. Bearish.
8. Leash. Bullish.
9. Guts. Indifferent/ – Neutral. 1-9 are debit differentials: IV should increase.
10. Bull Put Ladder. Bearish. 10-11 are credit spreads: IV must fall.
11. Bear Call Ladder. Bullish.

Limited risk limited reward spreads and their directional perspective.

12. Spread Bear Put. Bearish.
13. Spread of bullish calls. Bullish.
14. Schedule of long calls. Bullish; Indifferent/ – Neutral.
15. Long Putting Calendar. Bullish; Indifferent/ – Neutral.
16. Butterfly long call. Indifferent/ – Neutral.
17. Long set butterfly. Indifferent/ – Neutral.
18. Long Box. Indifferent/ – Neutral.
19. Condor long call. Indifferent/ – Neutral.
20. Condor put long. Indifferent/ – Neutral.
21. Long iron butterfly. Indifferent/ – Neutral.
22. Long iron condor. Indifferent/ – Neutral. 12-22 are debit spreads: IV should increase.
23. Bear call propagation. Bearish. 23-35 are credit spreads: IV must fall.
24. Margin Bull Put. Bullish.
25. Short iron butterfly. Indifferent/ – Neutral.
26. Short iron condor. Indifferent/ – Neutral.
27. Diagonal call. Bearish.
28. Put diagonally. Bullish.
29. Modified butterfly call. Bearish to – Neutral.
30. Butterfly set modified. Bullish to – Neutral.
31. Short put (naked). Bullish.
32. Short butterfly call. Indifferent/ – Neutral.
33. Short call Condor. Indifferent/ – Neutral.
34. Short butterfly set. Indifferent/ – Neutral.
35. Condor put short. Indifferent/ – Neutral.

In addition to the 35 defined risk spreads that do not require stocks as part of your original construction for entry, there are 6 defined risk spreads that require stocks to set up your positions. The 6 positions I have deliberately excluded from the above list are Long Call Synthetic Straddle, Long Put Synthetic Straddle, Synthetic Call, Synthetic Put, Collar, and Covered Call.

In conclusion, for new and intermediate traders, don’t be overwhelmed by the 56 strategies in the book. It is titled the “Bible of Options Strategies” for a reason. What is critical is gaining a thorough understanding of buy long, sell long, buy short, sell short, vertical long buy/sell, vertical short buy/sell, and calendar long buy/sell. Those are the 4 basic options strategies, plus the vertical and the calendar, the only 2 strategies that floor traders define as true spreads. The other combinations are a mix of the basic ones with or without broth.

The differences between OE OEM and OES parts

OE – Original Equipment – ​​This part is made by the car manufacturer or an auto parts supplier and is marked with the car manufacturer’s logo and/or on the car manufacturer’s box.

OEM Original Equipment Manufacturing

OES Original Equipment Supplier

Auto manufacturers do not make all the parts that they put on their vehicles during assembly or repair, they contract with auto parts manufacturers to make parts for them. For the most part, the automaker makes the body, frame, and major engine components; the rest are ‘contracted’ to OEM/OES manufacturers. The auto manufacturer provides the specifications to the OEM/OES manufacturers for the parts they need. The OEM/OES builds the part to these specifications, adds a logo, and ships it to the automaker.

Bosch, Bilstien, Boge, Beru, Mann, ATE, to name a few, are all OEM or OES suppliers to car manufacturers. They make parts from spark plugs to exhaust parts. The difference between OE and OEM/OES is mainly that OEM/OES usually do not have the logo of the car manufacturer, but they are exactly the same part. Sometimes the logo is removed from the part by the OEM/OES company so as not to affect the contract with the car manufacturer. The same part that comes off the same assembly line as the OE part.

OEM/OES parts are less expensive because they don’t go through the car manufacturer’s parts system. Every time an OE part goes through a depot, warehouse, or dealer, a little more money is added to the cost of the part. This is the main reason original equipment parts cost more. OEM/OES do not go through this procedure, our buyers get them directly from the manufacturers, keeping prices low.

Aftermarket: Aftermarket parts are just that, aftermarket. They are not made by car manufacturers. They may be made by one of the original equipment manufacturing companies or by a completely different manufacturer. The main difference is that they are not completely built to the car’s build specifications. This is not always bad. An example is Bilstien. They are an OEM/OES supplier, but offer aftermarket parts as well. There are HD struts/shocks that are original equipment, but their sport struts/shocks and suspension kits are not made to OE specs, better but not OE, so it is now an aftermarket part. Another example is the Stewart EMP BMW water pumps. Stewart EMP is NOT an OEM/OES manufacturer, but the pump they make is better and stronger than the OE. It’s an aftermarket part, but an overall better part.

But yet another example of a BAD aftermarket part is a counterfeit part. Counterfeit part manufacturers use reverse engineering to obtain the specifications of the part without paying the car manufacturer. And almost all the time these parts are made with very low quality components. Sometimes these pieces are very difficult to identify because a lot of emphasis is placed on the appearance of the piece and not on the material from which it is made. One way to identify a counterfeit piece is its incredibly low price, the old adage that you get what you pay for fits here. The best way to avoid these cheap, low-quality parts is to buy your parts from a reputable source, one that offers a warranty and return policy.

Almost all performance parts are aftermarket parts, again, be careful with these parts as well. Buy from a reputable supplier or manufacturer.

Fatal flaws in your business plan

A business plan is the blueprint that guides aspiring entrepreneurs as they build their new business ventures. From 2008 to 2010, I taught a 20-week business plan writing course at an SBA-affiliated women’s business development organization. We met for three hours each week and the students wrote their plans week by week, guided by the lessons.

When evaluating a business concept, unrealistic expectations or wrong thinking could creep in and undermine planning. Enthusiasm for the idea can distort one’s ability to see potential obstacles. What follows are scenarios that budding entrepreneurs should be aware of.

unrealistic expectations

While it is sometimes true that using yourself as the ideal customer is a good idea, given that you understand the value and availability of that product or service, you could misunderstand the size of the market and the traction that can be achieved beyond a select group of true believers.

Insufficient information

Confirm the need for your products or services when you do your research and check the number of potential customers who have the money and are motivated to buy from you.

Also, make sure you understand the buying process. Who gives the green light to the sale? What is the sweet spot price range? Lastly, where are potential customers getting these products or services now?

access to clients

Customer access is everything and some target industries or customers seem impenetrable. You can identify the right customers, understand how your products or services fit their needs, and know how to price and deliver them. But if potential clients don’t have the confidence to work with you because you lack the backing of a trusted source, you’re going to starve.

Overestimating cash flow

Typically, businesses will not achieve desirable gross sales or show a net profit in the first year of operations. Businesses that require high start-up costs, in particular, will require long start-up periods. The business plan should recognize the potential for negative cash flow and demonstrate how fixed and variable expenses will be covered during that time. You must know how inventory will be financed, payroll covered, and office rent paid.

When writing your business plan, it is strongly recommended to make conservative financial projections. Customer acquisition may take longer than expected and the size of your purchases may initially be small. Also, it is possible for a business to be profitable on paper and still experience cash flow problems if customers do not pay on time.

Underestimating start-up costs

Developing a reasonable estimate of how much it will cost to start the business is essential. You should be prepared to cover the cost of all permits, equipment, inventory, and personnel needed to conduct business. If you plan to hire employees, it’s important to have a good idea of ​​your minimum staffing needs early on (you can hire more as income increases).

Magical thinking business model

The business model illustrates how your company will become profitable. Thoughtful interactions between marketing, financial, and operations processes will promote and maintain profitability, and you need to plan how they will occur. The business model describes the core functions of the company.

Likewise, the value proposition of your products or services must be articulated. Consideration will be given to the overall marketing strategy and the selected tactics and resources that will promote the value proposition (intellectual property, patent rights, key relationships or capital). Sales distribution channels will be detailed.

Get to plan B (2009), by Randy Komisar and John Mullins, details the key components of the business model and advises business plan writers to segment their models into subheadings:

  • The revenue model, to describe what you will sell, your marketing plans, and how you expect to generate revenue

  • The operating model, to detail where you will do business and how day-to-day operations will work

  • The working capital model, that is, the cash flow requirements of the business. Understanding cash flow helps you know when money will be available to cover expenses like rent and payroll (it’s different from income). A business can generate adequate revenue (sales) and still suffer from cash flow problems.

Your business model will keep you organized and your priorities realistic. Issues like quality control, accounts receivable collection, inventory management and identifying strategic partners will mean much more than your number of followers on Facebook, for example. Best of luck to you and your new business!

Thank you for reading,

Kim

Papua New Guinea roots

I’m reading a great book by Kira Salak called Four Corners. They are the stories of her as a solo traveler in Papua New Guinea. It’s interesting to read it from her point of view about the great dangers that exist. I read stuff and thought I “really” didn’t know that.

You see, our experiences were very different because she traveled alone, while I went there when I was two years old and had all the protection of my family, other missionary families and all the wonderful PNG wantoks (friends) we had. Since I lived there until I was thirteen years old, I feel like I am part PNG-ian.

I get excited when I can buy a bowl of vegetables or make myself some fish (canned mackerel) and rice. I recently saw a Facebook post from Books for Papua New Guinea. They are asking for books because they don’t even have textbooks or books to use in schools. I got so excited that I went through all my books and today I’m going to the post office. Because? Because I feel like I’m helping my own people.

I returned from New Guinea when I was thirteen years old and left my dear mother in a grave in the small town of Pabrabuk. My life was never the same after I lost my mother, but it hasn’t been the same since I lived in New Guinea either. When my family and I returned to PNG in 2007 (fourteen years after we left), we still returned to many wonderful wantoks that would take us everywhere and offer us huge feasts called muums: food cooked on the ground wrapped in banana leaves. and cooked with hot stones. Amazing! Pork, chicken, sweet potatoes, plantains and vegetables cooked to incredible perfection. In the Highlands, where we lived, that’s how it was cooked. The pork fat gave it flavor and moisture. In the Sepik region (the coastal areas) they do the same, but they are mixed with coconut milk which is also delicious.

So they celebrated us and gave us lots of bilums, which are homemade bags made of yarn and sometimes leather. We were very surprised to discover that even after fourteen years of absence, nothing has changed. It felt like we were walking back to the time period when we had left. People still lived in thatched huts in the villages, apart from Port Moresby, the capital to fly to, everything was just as we left it. It was amazing and wonderful at the same time.

However, what discouraged me was Pabrabuk, our small town where I grew up with missionaries and people from all over, and where my mother was buried, it was like a ghost town. There were a handful of people living in the houses and a few people going to the university we had started. However, the silence everywhere made me feel very lonely. I had thought that being able to go back to my mother’s grave would help me feel close to her, but all I felt was loneliness.

We couldn’t stay in the house we grew up in, but they put us in the guest house. The minute we walked in I wanted to leave and go to the nearest town which was Mt. Hagen an hour away. When you turned on the lights, the cockroaches would scatter everywhere. They were all over the kitchen walls. In the bathroom we had to cover our toothbrushes with plastic bags so the cockroaches wouldn’t crawl on them. In bed, I prayed that no cockroaches would crawl on me while I slept.

It was fun, our itinerary was to fly to Port Moresby and stay with our wontaks, then fly to Lae (the rainforest there is so beautiful) where another one of our old friends was. They took us to Goroka, where we had moved for the last three years we were there (and we lived with my stepmom, so I don’t have any fun memories), and then through the Highlands Highway, where I would always stop and buy a fresh flower. . crown, via Mt. Hagen to Pabrabuk.

We didn’t even know if we were going to be able to go to Pabrabuk because it was very dangerous. We had a police escort there. I was so excited, because that was the highlight of my trip. So my disappointment that what I most expected was the worst experience made me feel really down.

Besides the loneliness of flashbacks and filthy cockroaches, my ex-husband and I didn’t speak to each other and my father, a missionary and preacher, was upset with me for wearing pants. We had a fight and I won and he was still wearing my pants, even though my father told me that he was dishonoring my mother’s memory. However, it all made my dream trip the worst trip I’ve ever taken.

The only positive part of Pabrabuk was that we walked to a vine bridge, because my sister in law had never seen one and she had a glorious adventure. New Guineans are notorious for not worrying about the time as most of them don’t have clocks in their villages. Why would they? So if you ask them how long it will take them to get somewhere, they just shrug and say “not long, half an hour or an hour”. So, thinking that our trip to this vine bridge would only be an hour and a half at the most, we all set off without food or water, my brother, his wife and two children, my ex-husband who I wasn’t talking to, and myself. My father, of course, stayed in the village.

After several hours of walking in the sun, the children began to get hungry and my brother realized that we were nowhere near this place. Fortunately, the natives we passed gave the children some peanuts and we continued on. We finally got there after a couple of hours. We walked over the vine bridge, ate more peanuts and drank from the water below.

It was all very good, a nice little adventure, until we started to head back home and it started to get dark and then it started to get splashy. Walking in the dark through kunai grass (long, sharp blades of grass, which is why I wanted to wear pants) and over rocks that we couldn’t see very well now was very different from walking during the day.

The drive home seemed twice as long and we were never so glad to see the van waiting for us. We stopped to buy sandwiches for the children in a little store in the middle of nowhere. They told us to stay in the van because the men were drunk and it was not safe. My sister-in-law acted scared, but I wasn’t scared. Nothing bad had ever happened to us in Nueva Guinea. In fact, I was always disappointed growing up, that when there was a tribal war, or something bad happened that I wasn’t allowed to go see, but my brother was.

The next day we took it easy and walked twenty minutes to a waterfall and swam under it which was lovely but the most memorable waterfall was Goroka where we would always take our friends and slide down the waterfall and hang out we dived from the cliffs. I still love Papua New Guinea and feel like it’s a deep part of who I am, but I don’t know if I’ll ever go back.

Advantages of Hiring Man and Van Company

The main advantage of a man and van rental business is that they are very flexible. They offer small and medium moving solutions at a much lower price than traditional moves. The size and number of items don’t matter to them as they are equipped to handle a variety of household items. Since they are comprised of one man and one van, they can usually handle about three rooms of household items. They can comfortably move electronics like refrigerators as well as furniture like seats and beds for you at a cheap price compared to the big movers.

Moving can be stressful, especially when moving to another area. People and van movers have experience disassembling and assembling household furniture, handling electronics, and packing household items. They are used to the hustle and bustle of removals and their experience will help you avoid errors such as breakages.

Man in a van companies are always insured and offer guarantees on their items before, during and after transit. The insurance covers breakage, damage and loss of items when they are being handled and transported. Because they are insured and will be forced to pay your claim in the event of something unexpected happening, they are often very careful in handling their items, which works to their benefit anyway as their items are handled with care.

People movers and van movers are often equipped to handle all of your packing and moving needs. For an established moving company, they have invested in the necessary tools to take apart and assemble furniture and electronic devices, electronic tools to disconnect and connect your electronic devices, as well as packing aids such as ramps and special boxes. When you decide to do the move yourself, chances are you’ll be missing some, if not all, of the tools you need to make the move go smoothly. Essentially, you only pay for the move and not for the equipment, saving you a lot of money.

The best thing about this type of moving service is that they customize their operations to meet the needs and wants of each and every customer. The size of the job is not conditioned by the efficiency of their work and they always make sure that each job is handled effectively and according to the client’s specifications. That is why it is difficult to get a flat price rate on their websites since they always see first what they are transporting and then they give you an estimate since no two removals are the same.