11Nov
5 considerations to keep in mind when choosing a law firm

There are times in our lives when we have to seek the help of a law firm to win favor with the case being filed or to participate in the legal proceedings in court. Here are five essential tips to keep in mind when doing so:

Firm Size – Many people assume that hiring a high-profile law firm will help them get guaranteed better results. However, the truth is very different. Insurance adjusters are knowledgeable enough not to get carried away with a large law firm. In any case, they are more vigilant, since the norm is that large companies have sophisticated clients with unlikely legal problems. With this in mind, it is well understood why a man in the street like you can be overlooked by these giant law firms. In fact, on the other hand, he will receive better care and guidance from a smaller company.

Research: It is a pragmatic idea to do personal research on the lawyer on your own; you can do this by contacting and asking neighbors and acquaintances that he may have symbolized. Only contact a lawyer if he has given some good reviews and you personally feel comfortable.

When you contact a small firm attorney in person, make sure you feel comfortable asking questions and clearing up any questions you may have. In the course of the discussion, you should try to extract specific facts like:

Experience as an attorney and handling your case: In general, an attorney should have at least five years of rigorous experience litigating cases in a court of law. Less than five years’ experience means the attorney is not worth hiring.

Determine the number of cases an attorney has fought so far in personal injury or insurance, etc. Anything less than 75% is an indicator for you to stop considering hiring an attorney and find a truly experienced one.

Area of ​​Expertise: Find out who you typically represent in a positive light. If the attorney is known to be at ease when addressing businesses or corporations, he is simply a defense attorney. Go ahead, he’s not a good fit for you, a plaintiff.

Fees: Once you have found a suitable lawyer that suits your needs, it is time to make sure of the fees that they charge. Keep in mind that while litigating, if you are found to be a crook, you could be charged heavily for every trick you try. However, if the opposition side is found to be flawed, he/she may gladly accept your case, willing to waive all potential charges, as he/she knows he is a favorite. Always discuss the terms and conditions and take the black and white fee agreement. If he/she rejects your request to do so, ignore it and find another.
11Nov
Penis pampering: The best steps to a healthy penis

When women go to a spa, they seem to be having an amazing time. They leave with radiant skin, a relaxed and calm demeanor, and a much bigger smile than when they arrived. All that pampering obviously makes a huge difference to her, both physically and mentally. So why can’t a man partake in spa-like penile care that provides the same pleasurable benefits?

Sure, there isn’t a spa that caters to the penis and provides a variety of massages, wraps, oils, lotions, and potions. But a man can create his own spa experience at home and enjoy every moment of it as he makes sure his penis is in tip-top shape and ready for service.

Before the festivities begin, a guy should put on some nice relaxing music and turn down the lights to a level that makes him feel more relaxed. That is the goal of this exercise: to relax and provide a healthy penis at the same time.

It starts with cleaning

A clean penis is a healthy penis. Start like a spa would, leaving every part of the body as clean as a whistle. However, this doesn’t mean just jumping into the normal shower routine. A penis spa day means running a bath full of warm water and soaking in it for a good ten minutes, using your hands and a mild cleanser to scrub everything in, paying particular attention to the penis and surrounding area. A man must ensure that every last inch is gently but thoroughly cleaned.

Get rid of dead skin cells

Ever wondered how women get that radiant skin after their trip to the spa? That’s the magic of exfoliation, removing dead skin cells that tend to make skin look dull and tired. A man can exfoliate his penis right there in the tub, using a soft cloth. Consider polishing the penis to make it look and feel more alive. Simply grasp the penis with the cloth in your hand, then gently rub until the penis feels cleaner than ever.

Get plenty of moisture

Get out of the tub and use a soft towel to pat your skin dry. Don’t rub it, as this can be too harsh and can undo all the hard work you’ve done so far. Use an all-natural moisturizer on the penis, gently rubbing it in with your fingertips while the skin is still slightly damp, to further lock in moisture. Look for an all-natural product that contains plenty of shea butter for the best results.

give him some exercise

At this point, a man may be very tempted to do what comes naturally when rubbing his penis, especially now that it’s so clean and smooth. And why not? Masturbation is a great way to keep up with good penile care. Science has even shown, over and over again through a multitude of studies, that regular ejaculation can help a man avoid serious health problems, such as prostate cancer. So take a moment during this spa day to really enjoy all of those health benefits.

Get a good dose of nutrients

As spa days draw to a close, one man wants a grand finale. He can achieve this by applying a luxurious top-notch penis health cream. (Health professionals recommend Man 1 Man Oil, which is clinically proven to be gentle and safe on the skin.). A cream that contains vitamin A to combat odor, vitamin C and D for its protective properties, and vitamin E for its mildness is a great idea. A man may also look to L-carnitine to fight peripheral nerve damage and alpha lipoic acid to fight signs of aging. Wrap it all up in a luxurious shea butter base and a man can breathe happy at the end of his healthy penis spa day.
11Nov
cu bicycle

Hello

I tell you about an adventure on a bicycle. I was very sick after a car accident, I could do about 200 yards a day and I started to like riding the bike because it gave me freedom of movement and then I felt that I was still alive. One day after lunch I had the idea of ​​going on a long bike ride, more precisely I thought of a 150km round trip to Namaiesti. I have relatives there and I thought of spending the night there. I left at 4 pm and something with a heart like a flea knowing that it will catch me at night until I reach my destination. I didn’t take the keys or the pump, nothing to help me in case of problems, I put some sunglasses on my eyes so they don’t hit my eyes and a bucket of water in the trunk, in my pocket I had money for a round trip with the hitchhiker to Namaiesti. I bravely went to test the limits of stress endurance. While I was pedaling I thought that if my bike breaks I’m going to give it to a child. It was fun and I had fun thinking about what my girl relatives would do to see me at night when I arrived by bicycle. Still pedaling in the vicinity of the town of Micesti I started a deluge of rain I got scared and wanted to shout to a house to receive me. My sorrow was that it didn’t take long and the rain stopped. I was so happy that we took wings, we pedaled vigorously. until my body started shaking, I felt like I no longer had the energy. I took a break at a fountain to drink the water and refill my rod because I was golisem. Then I went until I reached the Campulung belt
, as I walked towards the belt, I was starting to feel sick as I felt like I was dying. I saw a man at a door and asked him for 2 grapes from the vine. He gave her two grapes (so that she would give health to the Lord) and I ate quickly and started to return from the river that I had: I walked and came back and stopped at a store to buy 2 bananas. I took two bananas and ate them. I started to feel better. I went on and on and realized that I lost the glasses where I ate the bananas. I decided not to go back after them and continued on the road. Before I left the city, Campulung had spent the night: it started to get more and more difficult, I felt a bit depressed on the bike but I had the ambition to reach Namaiesti. The dogs were barking and I was afraid of biting one of them because he had nothing to defend. Late at 23 and somewhere I got to Costita in the Binder Combinate and I remember suddenly being happy because I was like 300 meters away. I saw a relative at that moment, and with the bicycle they got very scared, they looked at me like a crazy person and I was reckless. They gave me a table to eat and water to drink, I didn’t smoke and I didn’t drink alcohol in that. When I ate I made a bed and fell asleep telling them to wake me up at 5 in the morning to leave because it’s cooler. At that time it was unbearably hot so I had to leave in the morning: I slept in the shower and woke up at 5, washed my face and went home after saying goodbye to them. I was rested so I felt like pedaling, I was really lying down, I arrived very quickly, I reached Pitesti in about 4 hours, I stopped at a store on the right to eat 2 horns. I went home from here, I was home for 1 hour and so on. I did not feel badly tired, I was really alone, I calculated that I did not return 5 hours and a half, 1 hour and a half less than I went. In conclusion, I want to tell you that I don’t know what I was doing on this path now, it was an ambition to fight for life, I think, I know that I was very happy after this path that I had and the adventures that I do. Not even to mention here. I wish everyone to feel that they are at the end of their powers to have the power to fight life and be glad that they are better.
11Nov
Banks delay foreclosure auctions to avoid losses

Homeowners who are behind on their mortgage payments often make a mistake that, if not made, would allow them many more months to recover financially before losing their home. This mistake is when borrowers move out of their home before they are legally required to do so. And now, with the sharp rise in the foreclosure rate in recent years, there are even more reasons to stick around as long as possible.

Of course, a small number of homeowners realize the financial advantages of delaying the final move to a new apartment or rental house as long as possible. Every month without paying the mortgage or rent is extra money that can be used to pay other bills, keep up with car payments, or simply save for a security deposit or emergency fund. And as long as they still have legal rights to stay, there’s no reason to move just yet.

Some homeowners even go to great lengths to get even more time from the bank to stay in their home. They go to great lengths to seek solutions to foreclosure, request postponements of a sheriff’s sale, and defend the lawsuit in court for months. Finally, they declare bankruptcy to prolong the process even more. In many cases, this can result in months or years of living rent and mortgage free.

However, a much larger number of homeowners fall behind on their monthly bills, hear the lender’s threats of foreclosure, and simply move out of their home. The property sits abandoned while the banks take it through the legal process of foreclosure, and then sits abandoned while the bank hires a local real estate agent to sell the house. In the meantime, if it falls into disrepair and becomes a victim of squatters or people who strip the property of anything of value.

However, now that banks have so many foreclosures on their books, many foreclosure auctions are simply postponed for no apparent reason. While more homeowners than ever are applying for assistance, sheriff’s sales are being further delayed. Additionally, lenders are often incompetent enough to proceed with a public auction of a home, even if borrowers are negotiating a loan modification or other plan.

This indicates that banks are voluntarily postponing some sheriff’s auctions to avoid having to write off loans as losses and then write off properties as assets at their true market values. Banks have gotten away with overstating home values ​​for years to inflate home loan values ​​and the values ​​that make up these mortgage debts.

However, a sheriff’s sale has the result of nullifying all of these fraudulent financial calculations. The property is auctioned for a very small amount and the rest of the loan is written off as a loss. The bank must then take possession of the house if there are no third-party buyers and report the fair value of the house on its balance sheet. This may be slightly less than what the appraisal indicated at the time the loan was originated.

Thus, banks are avoiding this problem of living in reality by calmly postponing sales dates. Even if no one lives in the property, there may be a delay in the sale; all the bank has to do is contact their local attorneys, who contact the court and sheriff’s department to cancel the sale and reschedule it for next month. .

This is a new development in the foreclosure crisis that more homeowners should take advantage of. The banks don’t want to own these properties, and they sure don’t want to declare them at their true market values. With a little effort, borrowers can delay the sale for a quarter of a year or more, simply because there is a large backlog of properties in some stage of foreclosure.
11Nov
How to advertise your dance classes

This is a very short list of easy and FREE (yes!) ways to advertise your dance class. It is important to have enough people in the class to run it. Once the classes are established, there are definitely other ways to build and retain customers, but these are the basics that are fairly easy to get started on.

1. When you write an announcement for your classes, be sure to include detailed information

• Time, date, location, and contact email or phone number
• Include a call to action (eg, call xxx-xxxx to sign up)
• Post often. Most people make a first contact after seeing an ad 5-7 times! You have to be patient and persistent.

2. Facebook, Twitter and Instagram are very effective free advertising platforms.

• New posts are better than shared ones.
• Images with text are more effective
• Tag yourself in posts with images, as it will reach more of your network. If on Instagram tag your studio and the city you live in.
• Post at times when many people are online (for example, weekend mornings before 11 am and Sunday nights, weekdays around 11 or 12 pm, 3 pm, and then again after dinner around 7 to 10 pm).
• Ask friends with different networks (other than dancers in Toronto) to share your posts.

3. Online advertising is also a free way to advertise your classes

• Look for like-minded message boards and sites like dance enthusiasts (not BD), maternity groups, and even yoga communities that may be very interested in trying new classes outside of your practice.
• Craigslist, local online magazines and Kijiji, etc. (include images and as much information as possible)

4. Your friends and colleagues

• Carry study cards (or your personal business card) with you wherever you go. Talk about what you do and offer people a card.
• ASK PEOPLE TO TEST YOUR CLASS! This is almost the most important point of all. I’d say most of the time, people are dying to try your class, but customers want permission to buy. It is something that is emphasized a lot in sales seminars. You need to tell people “I think you would enjoy this class, you should sign up.” WORKS!
• Tell your friends and family to spread the word. Mothers, for example, can be the best lawyers!

5. In the Community

• Leave cards and flyers where it makes sense. Probably in the shops and cafes that you visit regularly in the center or near the study. Dance supply stores and costume stores are definitely an option!
• It is also possible to post on community message center boards (not poles, there may be a big fine in your city. Check your local rules and regulations)
• Talk about your class after the performance. Always have cards!
• You are likely to come across a large number of people in a day. Share information about your class. What you are offering is fun, cool and beneficial to people and your enthusiasm will be contagious.

Finally, feel free to contact your studio if you have been hired to teach at a specific dance school. Express your needs. If you need help getting the word out, let the studio know what they can post on their website or social media pages on your behalf. Your success will be theirs too!
11Nov
Want to know the truth about USANA’s business model?

For a long time now, Usana has been rising through the ranks of the MLM industry. Their products consist of hair care, personal hygiene, health and fitness, and weight loss products. The prices seem a bit high, but the company appears to be legit. USANA Inc. has business opportunities used by those who are attracted to multi-level marketing and for-profit businesses. Read more of this USANA review to find out if it would be important to you and if it is a scam or not.

So how does USANA’s MLM (multi-level marketing) program work? Can you definitely give up your daily profession and create a fortune with this business? That is the problem online for all the thousands of general MLM companies in the online world. Well, to become a distributor of USANA products, all you need to purchase is a BDA, or Business Development System. The cost of BDA is $29, which is a good bargain.

You are probably wondering what type of compensation plan the company offers. It is a classic, “binary” commission plan. This means that as a distributor you must have two legs or teams of marketing distributors in your downline. The difficulty is that you only make commissions on the bottom of the two legs. For example, if the left leg earned $200 and the right leg earned $450 in one week, you would only earn commission on the bottom leg: the left leg, $200.

This may seem like a crude system that makes it difficult to keep both legs at the same level. If you focus too much on one leg, the other could slip. However, USANA has what appears to be an open-minded fit to that system. First of all, earnings are capped at $5,000 per week to ensure that top people don’t get paid the highest; “inferior” people also have a chance. The other reasonable part is that, yes, the commission you earn is the lowest common denominator of the two legs, but the extra points for the cash earned on the higher leg are ignored.

Let me give you an example to clarify. If the left leg makes $500 one week and the right leg makes $1500, you will receive a commission on the $500. Still, the benefit is that you would earn 1,000 points carried over to the next week. As a result, all those high sales on the right leg would not be lost at all. This and capping how much they make in a week together seems like a fair trade.

Now, the problem on everyone’s mind: Is USANA a scam like many of the MLM companies out there? Seems very legit to me – both customers and dealers have reported safe things about the company. Plus, he has an admired reputation in his hometown of Salt Lake City. This is because they produce work, donate to charity, and built a massive amphitheater that hosts countless well-known bands and artists for concerts.

The company seems like a good place to work, based on my research, so if you don’t mind a little hard work, particularly early on, you’re likely to make an exceptional income from them; You might even quit your day job!

However, if you really want to dominate search engines in a short period of time and have hundreds of prospects calling YOU every day asking to join your USANA opportunity, you must first understand how to attract people to YOU ​​and build a concept of value for others.

Frankly, if you study how to master attracting people in your business, it won’t matter if you join USANA or find a different company. YOU will be successful no matter where you go. And the nice thing is that you can write your own check.

There is wealth to be made in Usana, however it is up to you whether this is a top business or not. Whatever you do, learn the crucial skills that will allow you to produce great profitability, outperform your competitors, and patronize anyone without overcoming ridiculous objections every day.
11Nov
lifestyle photography

Lifestyle photography is about capturing your essence. It is similar to environmental portraiture but goes one step further. Wikipedia defines lifestyle photography as “recreating real-life situations in a controlled environment.”

Lifestyle photography is very different from the traditional studio portrait session in which the subject is posed (chin up, head tilted, hands in lap, etc.), photographed, and he is taken out of the studio. Most lifestyle photo shoots take place outdoors or outdoors, like at your home or somewhere else that is meaningful to you. Lifestyle shoots typically last from one to three hours and include some formal or posed shots and plenty of casual, candid photography that captures what you do best. If it’s a family lifestyle photo shoot, be prepared to run after your kids, go around with them, take them for a piggyback ride, or just enjoy sharing ice cream with them, anything you would normally do on a Sunday in the afternoon with them. Your children.

In Hawaii, where I live, lifestyle photography sessions often focus on the ocean or the great outdoors, where people spend much of their time. If you are a rower or surfer, the photographer will ask you to come to the session in a swimsuit with your favorite paddle or surfboard. A typical shoot will include a few shots at your favorite beach and then the fun begins… you’ll head out on the water to do what you love. Some photographers will get in the water with you while others will shoot from the shore.

This is not to say that lifestyle photography cannot be done in a studio; you can, but one study can be limiting. There are photographers who specialize in studio lifestyle photography, and if the great outdoors is not for you, this is a good alternative.

Preparing for a lifestyle photography session is easy after finding the right photographer. Put on what you normally wear to do what you love, then show up to the session with a good attitude!
11Nov
9 steps to train call center agents

The call logging method is, in my opinion, one of the best approaches to assess agent phone calls and ensure quality. Here is a 9-step plan to effectively train call center agent phone calls:

1. Randomly record 2 -3 phone calls. Random recording is important. Do not record 3 calls in a row or on the same day, as your employee may be having a bad day and this may be reflected in all calls in one afternoon, but does not necessarily reflect their typical performance.

2. Review calls and note strengths and opportunities. Before you meet with your employee, listen to the calls and see what they did well and identify 1-2 opportunities to improve performance.

3. Put on a tape and let your employee listen. During tape playback, you do not need to answer.

4. Have your employee respond to the tape. After playing the tape, ask your employee to respond. Most employees will be too self-critical. Your employee will likely notice many opportunities for improvement and will struggle to articulate what he has done well.

5. Train the call. Use the “sandwich” approach. Tell your employee what he did well, followed by constructive feedback, and then end with positive feedback. When offering constructive feedback, please share only an opportunity for improvement. It is likely that the employee has observed and declared several opportunities for improvement, so it is not necessary to mention them again. Try to mention something the employee didn’t mention and offer it as constructive feedback.

6. Gain commitment to improve performance. Ask the employee, “What specific steps will you take in the next 5 days to improve in this area?” Write down what the employee says and repeat it back. Summarize the session by reiterating strengths and offering a vote of confidence that you can improve in the identified area.

7. Repeat steps 2 through 6 with a second and perhaps a third tape if necessary. The point of many recordings is that an employee may respond defensively by claiming it was just a “bad” call. If that is the answer, he may choose to review a second or third tape.

8. Follow-up before the next agent coaching session. Check in with your employee between training sessions to keep the commitment in mind. You can contact your employee by email or a personal conversation.

9. Discuss the improvement at the next training session. Before you listen to the calls at the next training session, ask your employee how he or she is progressing toward the goal from the last session. Look for improvements to the calls reviewed in this session.

This 9-step call center agent coaching model is simple, clear, and praises employees and offers support for improvement opportunities.

When you follow this 9-step process, you’ll set clear performance expectations, train effectively and consistently, while motivating your employees.
11Nov
5 ways to be completely anonymous online

Anonymity on the Internet is difficult to achieve, but not impossible. Much of what you read, buy, bookmark, or share online is tracked. Hackers are always looking for ways to access your personal information, while big data companies want to sell your data online. Also, many people believe that the government may be spying on their online activities. Therefore, it is important to take steps to ensure that your online activities remain completely anonymous.

1. VPN connection

Your standard Internet connection can expose your identity, location, and browsing behavior. Hackers and data mining companies may use tracking cookies to collect your personal information. A VPN connection does not store data in tracking cookies and helps keep users’ online activities private or anonymous. The connection is like a tunnel that links your Internet connection directly to a VPN provider. The provider then encrypts all information stored or transmitted over the network. VPN connections also allow Internet users to access content that would not otherwise be accessible in their locations.

VPN connections help users hide their IP addresses. There are many VPN service providers available in the market. However, it is important to consider several factors before choosing a VPN service. First, find out the real location of the VPN service provider. Second, check if the software used by the VPN service provider is compatible with your computer or network software. Avoid using VPN services that keep activity logs, which are vulnerable to privacy breaches. Consider signing up for VPN services that you can also use on your portable devices, including laptops, tablets, and smartphones.

2.Operating system

Your computer’s operating system may be the first loophole that can compromise your privacy. Your operating systems settings may allow you to automatically send your usage data and statistics to developers, making you prone to viruses and malware. Consider using operating systems that do not have such features and are not easy to compromise. However, it is important to know that such operating systems may not be easy to use and may require knowledge of using program commands.

3. Tor connection

Tor connections are considered some of the best ways to stay completely anonymous online. Data traveling over a Tor connection passes through multiple servers, making it difficult to track. Although Tor comes with its own browser configured, you can use it with VPN to make your connection completely anonymous. The more people who volunteer to act as servers for the Tor connection, the more efficient and faster Tor will be due to the higher bandwidth. Despite being one of the most effective ways to protect your anonymity, it is advisable to use a Tor connection with caution due to the risk of incriminating yourself should sensitive data pass through your computer acting as a server.

Tor connections are often slow because many people don’t feel comfortable letting their computers be used as servers for the network. Tor connections can also act as gateways to the deep web, which is a hub of criminal activity. Also, people from countries that lack laws on Internet privacy and data sharing can use Tor connections to violate users’ privacy.

4. Changing your browser

Your browser may be exposing your data to theft or misuse. Therefore, consider switching to a browser that offers advanced privacy features. Avoid using browsers owned by large companies and search engines, as they often collect information and data from users. Consider using browsers that allow you to control the number of cookies that access your site and what information software developers may collect. Many websites load content from a wide range of servers, which is almost like going to the store, buying food in unlabeled containers, and hoping for the best. The browser you use and the data it collects create a digital footprint that identifies you.

5. Use anonymous connections

It is important to use anonymous connections even when you are on VPN connections. This will help further improve your online privacy. Consider the use of Internet-enabled devices designed to enhance anonymity online. Such devices allow you to access the Internet from anywhere in the world without exposing your IP address or location. They work by splitting your online traffic through a reverse GSM bridge that ends up going back to the Internet and out through a different wireless network.
11Nov
Which Casino Game is Easiest to Win?

Casino Game is Easiest to Win

For a newbie, playing casino games can be very frustrating. Many games can be extremely difficult to play and have high house edge percentages. However, with some strategy and knowledge of odds, winning at the casino can be extremely easy. Learn more about which casino games are easiest to win. This way, you can maximize your chances of good luck!

sonar66

Blackjack, also known as 21 in the casino, is the easiest game to play. The goal is to beat the dealer by getting a higher total than theirs without going over 21. The house edge is usually around 1.5%, but you can lower this by using proper strategy. For example, you should know the difference between a hard and soft hand before playing.

Roulette is one of the easiest casino games to play, but it is not without risk. The house edge at single-zero roulette is as high as 2.5 percent. To increase your chances of winning, you should consider using side bets. Side bets include the odd/even side bet, or betting the banker.

Which Casino Game is Easiest to Win?

Roulette is another game that is easy to learn and can make you money fast. Its low house edge makes it an excellent option for beginners. There are many ways to place a bet, including betting on numbers on the wheel, odd/even numbers, and even the color of the section the ivory ball will be in when it lands.

Video poker is the next easiest casino game to learn. Video poker has a lower house edge and is a better choice for experienced gamblers. As a result, it has a lower house edge than slots. Video poker also has its strategies, so learning how to win at video poker is an excellent way to get prepared for the real thing.

Baccarat is another game that is easy to learn but can also be tricky to master. The basic rules of baccarat are similar to those of other casino games. As long as you follow the rules and strategies, baccarat can be a profitable game for beginners. The strategy to win at this game is the same as that of other casino games, but there are certain tips and tricks that make it easy to win.

Another popular casino game is blackjack. It’s an easy card game that gives you the best odds of winning. It uses 52 cards and has simple rules. With no complicated strategy, blackjack is also a great choice for beginners. The object is to reach 21 before the dealer hits 17. Once you’ve mastered the rules, you’ll have a good chance of winning.